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Vystar Credit Union's 24-Month CD rates are at 4.65%, 12-Month CD rates are at 3.70%, 36-Month CD rates are at 3.60%, 48-Month CD rates are at 3.50%, 18-Month CD rates are at 3.50%. Vystar Credit Union's savings rates are at 0.10%. Vystar Credit Union's money market rates are at 1.50%. Vystar Credit Union's 30-Year Fixed rates are at 6.75%, 30-Year Fixed (Jumbo) rates are at 6.62%, 5/5 ARM rates are at 6.00%, 15-Year Fixed rates are at 6.38%. Vystar Credit Union's Personal Loan Rates are at 10.00. Vystar Credit Union's Credit Card Rates are at 15.35.
Compare Vystar Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Vystar Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.
Vystar Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Vystar Credit Union? Share your experience about Vystar Credit Union by leaving a review below, or read customer reviews before you decide to use Vystar Credit Union.
Overall, Vystar Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.
Rate
APY/APR
vs Avg
12-Month CD
3.70%
2.78%
18-Month CD
3.50%
2.43%
24-Month CD
4.65%
2.36%
36-Month CD
3.60%
2.22%
48-Month CD
3.50%
2.11%
60-Month CD
3.40%
2.23%
Savings
0.10%
0.87%
MMA
1.50%
1.53%
30-Year Fixed
6.82%
7.05%
Credit Card
15.35%
14.06%
Personal Loan
10.00%
11.27%
Vystar Credit Union
Corporate Office (VyStar Tower)
76 S Laura St
Jacksonville, FL 32202 3433
MonitorBankRates' Rating
5/5
★★★★★
Review Vystar Credit Union
Compare Vystar Credit Union Rates with Other Competitive Bank and Credit Union Rates
New Albin Savings Bank
6-Month CD
5.09%
$1,000
Montgomery Bank
5-Month CD
5.01%
$1,000
Central State Bank State Center, IA
12-Month CD
4.96%
$1,500
Exchange Bank and Trust Company
3-Month CD
4.78%
$1,000
Vystar Credit Union
24-Month CD
4.65%
$500
American Express National Bank
11-Month CD
4.50%
$0
Ally Bank
9-Month CD
4.25%
$0
Inova Federal Credit Union
72-Month CD
4.00%
$200
Access Federal Credit Union
36-Month CD share certificate
4.00%
$1,000
KeySavings Bank
12-Month CD
3.93%
$500
Vystar Credit Union
12-Month CD
3.70%
$500
Vystar Credit Union
36-Month CD
3.60%
$500
Port Richmond Savings
48-Month CD
3.56%
$500
First National Bank of Bastrop
30-Month CD
3.55%
$500
The Bank of Tescott
12-Month CD
3.52%
$0
Vystar Credit Union
18-Month CD
3.50%
$500
Vystar Credit Union
48-Month CD
3.50%
$500
Vystar Credit Union
60-Month CD
3.40%
$500
GreenLeaf Bank
12-Month CD
3.25%
$1,000
First Security Bank Byron, MN
12-Month CD
3.02%
$500
M.Y. Safra Bank
48-Month CD
3.00%
$500
Charles River Bank
42-Month CD
3.00%
$1,000
Freedom Bank Huntingburg, IN
60-Month CD
2.98%
$500
FNB of Brookfield
12-Month CD
2.78%
$1,000
Frontier Community Bank
12-Month CD
2.75%
$1,000
Guardian Savings Bank
24-Month CD
2.50%
$1,000
Lake City Federal Bank
36-Month CD
2.47%
$1,000
Farmers State Bank Yale, IA
3-Month CD
2.27%
$500
Vast Bank
18-Month CD
2.25%
$1,000
Home Loan State Bank
Money Market
2.08%
$100,000
Community State Bank Starke, FL
Kasasa Cash Checking <-$10K
2.00%
$50
Goldwater Bank
Gold Checking
2.00%
$500
State Bank of St. Jacob
18-Month CD
2.00%
$1,000
Bank of Elgin
12-Month CD
1.81%
$500
First State Bank New London, WI
24-Month CD
1.61%
$5,000
First Command Bank
60-Month CD
1.60%
$1,000
Vystar Credit Union
Money Market
1.50%
$250,000
UniBank for Savings
24-Month CD
1.25%
$500
Gouverneur S&L
48-Month CD
0.90%
$2,500
Chelsea State Bank (CSB)
Statement Savings
0.70%
$1
The Middlefield Banking Company
36-Month CD
0.70%
$500
American Savings Bank, FSB
60-Month CD
0.60%
$1,000
Investment Savings Bank
60-Month CD
0.50%
$500
Hometown Bank Oxford, MA
48-Month CD
0.45%
$1,000
Maine Community Bank
36-Month CD
0.35%
$500
Delaware NB of Delhi
Money Market
0.30%
$1,000
Greene County Commercial Bank
24-Month CD
0.25%
$1,000
SSB Sherwood State Bank
30-Month CD
0.25%
$1,000
Norway Savings Bank
12-Month CD
0.25%
$500
Chelsea Groton Bank
24-Month CD
0.20%
$500
PCSB Bank
24-Month CD
0.20%
$500
Warren-Boynton State Bank
Passbook Savings
0.20%
$100
State Bank & Trust Company
Standard Savings
0.15%
$0
Manasquan Bank
Regular Savings
0.10%
$10
RBT Rollstone B&T
Money Market
0.10%
$2,500
Acadian Federal Credit Union
Membership Savings
0.10%
$100
Vystar Credit Union
Regular Savings
0.10%
$50
Liberty Bank for Savings
Money Market
0.03%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Compare Vystar Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.750%
5.883%
0.500
One Nevada Credit Union
15 Year Fixed
5.875%
6.079%
1.000
Nuvision Federal Credit Union
15-Year Fixed
5.875%
6.161%
1.000
Citizens State Bank Cadott, WI
10-Year Fixed
5.875%
6.205%
0.000
Randolph Brooks FCU
15-Year Fixed Jumbo
6.000%
6.217%
0.000
Randolph Brooks FCU
15-Year Fixed
6.000%
6.284%
0.000
North Carolina Press Association Federal Credit Union
5 ARM
6.500%
6.294%
0.000
Americas First Federal Credit Union
15 Year Fixed
6.000%
6.330%
0.000
NCB North Cambridge Coopertive Bank
15-Year Fixed
6.375%
6.392%
0.000
NCB North Cambridge Coopertive Bank
10-Year Fixed
6.375%
6.399%
0.000
Vystar Credit Union
15-Year Fixed
6.375%
6.483%
0.000
Collinsville Bank
20-Year Fixed
6.375%
6.485%
0.000
The Bank of Brodhead
20-Year Fixed
6.500%
6.559%
0.000
River Falls State Bank
15-Year Fixed
6.375%
6.586%
0.000
Vystar Credit Union
5/5 ARM
6.000%
6.592%
0.000
Ballston Spa National Bank
15-Year Fixed
6.500%
6.599%
0.000
Vystar Credit Union
30-Year Fixed (Jumbo)
6.625%
6.641%
0.000
Range Bank
15-Year Fixed
6.375%
6.650%
0.000
Investment Savings Bank
15-Year Fixed
6.500%
6.673%
0.000
Wells Fargo
30-Year Fixed
6.500%
6.710%
1.000
Greater Iowa Credit Union
30 Year Fixed
6.750%
6.803%
0.000
Vystar Credit Union
30-Year Fixed
6.750%
6.817%
0.000
Fox Valley Savings Bank
15-Year Fixed
6.625%
6.843%
0.000
Savings Bank of Danbury
30-Year Fixed
6.625%
6.876%
0.000
Old National Bank
5/6 SOFR ARM
6.875%
6.885%
0.000
Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Compare Vystar Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Vystar Credit Union
Platinum Visa
15.350%
Vystar Credit Union
Savings Secured Visa®
18.000%
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Vystar Credit Union
Visa Signature® Rewards
17.750%
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Teachers Federal Credit Union
Visa Platinum
16.200%
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
First Technology Federal Credit Union
Platinum Secured Mastercard
14.250%
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Teachers Federal Credit Union
Visa Cash Back
16.100%
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
University First Federal Credit Union
Visa Student Rewards Card
17.990%
4U Federal Credit Union
Credit Card
10.150%
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
University First Federal Credit Union
Visa Business Rewards Card
15.240%
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.
Compare Vystar Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
ACFCU
Line of Credit
13.700%
$0
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
1st Northern California Credit Union
Title Loans
5.500%
$0
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.
Vystar Credit Union Information
Credit Union Name: Vystar Credit Union
Website: https://www.vystarcu.org
Full Time Employees: 2241
Part Time Employees: 219
President: Phillip (Kem) Siddons
CEO: Brian Wolfburg
Branch Locations: 91
ATM Locations: 71
Corporate Office Address:
76 S Laura St
Jacksonville, FL 32202 3433
Phone Number: 904-777-6000
Fax Number:
Vystar Credit Union Financials
Total Assets:
13,415,368,827
Total Amount of Shares and Deposits:
10,362,163,834
Total Shares and Deposits < 1 Year:
9,105,619,360
Total Shares and Deposits 1 3 Years:
1,114,492,343
Total Shares and Deposits > 3 Years:
142,052,131
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
759,000,302
Total Uninsured Shares and Deposits > $250K (F+J):
761,307,837
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,600,855,997
Total Interest Expense (Sum of items 6 8):
180,642,336
Share Certificates:
51,160
Number of Accounts for Share Drafts:
685,260
IRA KEOGH Accounts:
28,309
Number of Accounts for Regular Shares:
1,003,575
All other shares:
24,603
Non Member Deposits:
350
Money Market Shares:
61,641
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
318,219,984
Total Liabilities:
12,752,629,813
Show More
Vystar Credit Union Questions and Answers
No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA
Explore Other Rate Deals
Current Mortgage Rates: June 22, 2009
Mortgage rates retreatedfrom their recent highs this week, brought on by lower inflation data and lower U.S. Treasury prices. Current mortgage rates were down almost across the boardon all mortgage products compared to the prior week.
Don't Risk Emergency Funds for a Return Higher than Current CD Rates
Let's face it, rates on all types of interest bearing assets are low these days. CD Rates, savings rates, and money market rates are all at record lows. The best CD rates on 12 month certificates of deposit are just above 1.00 percent. The best savings rates and money market rates are also at or just above 1.00 percent.
Freddie Mac Weekly PMMS - 30 Year Rates Average 3.85%
Freddie Mac's Primary Mortgage Market Survey week ending October 1, 2015:
30-yearFRM 3.85 percent with an average 0.6 point, down from last week's average of 3.86 percent.
15-year FRM 3.07 percent with an average 0.7 point, down from last week's average of3.08 percent.
5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 2.91 percent with an average 0.4 point, unchanged from last week.
1-year Treasury-indexed ARM averaged 2.53 percent with an average 0.2 point, unchanged from last week.
Following quote is from Sean Becketti, chief economist, Freddie Mac
In contrast to the volatility in equity markets, the 10-year Treasury rate—a key driver of mortgage rates—varied just a little more than 10 basis points over the last week. As a result, the 30-year mortgage rate remained virtually unchanged, dropping 1 basis point to 3.85 percent. This marks the tenth consecutive week of a sub-4-percent mortgage rate. Despite persistently low mortgage rates, the pending home sales index dropped 1.4 percent in August, suggesting possible tempering in existing home sales in September.
Bank or Credit Union Offers and Deals
Mortgage Rates Mixed in Mortgage Survey: 30 Year Mortgage Rates at 4.74% and 15 Year Mortgage Rates at 4.05%First Republic Bank 5 month CD Rate
Auto Loan Rates in Philadelphia, Pennsylvania
Marcus Savings Rate: 2.50% APY Referral Bonus
CenterState Bank Certificate of Deposit Rates
Mortgage Rates: 30 Year Mortgage Rates at 4.93% 15 Year Mortgage Rates at 4.33%
No Changes in FOMC Accommodative Stance of Monetary Policy
First Time Home Buyer Tax Credit
Weekly Mortgage Rates: June 1, 2009
9 Month CD Rates: Best CD Interest Rates at 0.98 Percent
Alternative Bank and Credit Union Offers to Explore
Mortgage Rates from Asheville Savings BankHome Savings Bank 1 Year Jumbo CD Rates now at 0.90%
Applied Bank MMA 50K Rates now at 0.15%
Wells Fargo Bank Mortgage Rates
Discover More Credit Card $75 Cash Bonus and 0% Introductory Offer
Current 12 Month CD Yields in Cambridge, Massachusetts
FHA Refinance Volume Jumps as Mortgage Rates Today Remain Stable
Savings Account Rates at American Express Bank
Mortgage Rates Lower in Latest Mortgage Survey: 30 Year Mortgage Rates at 5.00%
Interest Rates Rise as Unemployment Rate Increases to 7.3%; 204,000 Jobs Added
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